On Top of the World is a huge 55 plus retirement community located in SW Ocala Florida. Sidney Colen, a visionary Florida builder, purchased the 12,872 acre Circle Square Ranch in 1975 and began to develop On Top of the World in 1982. His son is still building new homes here today.
On Top of the World is unique in Ocala real estate for a couple of reasons. This is a leasehold property which is unusual for our area. This means that you own the house but the lot is leased for 99 years from the time of the first sale. A buyer also can’t finance more than 80% of the purchase price of their home. Unlike most Ocala 55+ communities all outside maintenance is part of the HOA fees.
In addition to new homes there are quite a few resales here. Older homes are often attached in groups of 4 to 6 and of concrete block and stucco construction. The newer homes are single detached and also CBS. Sizes range from 1,000 to about 2400 sq ft of living area.
HOA fees for attached Villas and detached single family at On Top of the World include all outside maintenance including lawns, painting and roof repair but not replacement as well as property insurance on the building but not the contents or interior.
Amenities include the Arbor Club with indoor and outdoor pools and tennis, the Health and Rec Center with a fitness center, racketball, steam room ect. and a craft building with a complete woodworking shop, The Spa Ranch and Fitness Center, a library, a dog park, a bus service for shopping and the Circle Square Cultural Center. There are 2 golf courses, the Tortoise and Hare and The Links. Golf, the Ranch Spa and Fitness and the Cultural Center all have fees above and beyond your HOA fee. There is also great adult education and cultural opportunities at Master The Possibilities which is also open to the public.
On Top of the World is also a golf cart community which means you can drive your cart down the street. You can even access a Publix grocery store, small shops and a few restaurants with your golf cart.
Update March 2015. If you are interested in OTOTW the resales are selling for a significant discount over new homes.
Update 3/16 HOA fees for single family homes are $324- to $332- month. The Villas are $404- month.
Update 3/18 HOA fees on single family homes are from $332 to $353 per month. Villas are now $417 month.
Update 2/25/18 HOA fees on single detached homes are from $337 to $358 per month depending on the neighborhood. Villas are now $424 month.
Update 3/2/2020 HOA fees on Villas have gone down since they no longer include water and sewer. HOA fees vary by the neighborhood and range from $350-$362 a month for both Villas and single family homes.
Update 3/4/2021 HOA fees have gone up. They vary by the neighborhood and range from $355- to $375- per month.
If you would like a list of homes for sale in On Top of the World fill out my Dream Home Finder, call me or send me an email.