Ocala 55+ Community HOA Fees Chart

Ocala 55+ Community HOA Fee Chart

COMMUNITY HOA FEES GATED POOL Golf Construction
Marco Polo 55+ $18 month No None No CBS
Quail Meadow $33 month No Outdoor No CBS/Frame
Spruce Creek Golf and Country Club $150 month Yes Outdoor (2)

Indoor (1)

Yes CBS/Frame
Spruce Creek N. $95 month No Outdoor No Frame
Palm Cay $98 month Yes Outdoor No Frame
Spruce Creek Preserve $133 month Yes Outdoor Yes Frame
Oak Run $119-$150

With lawn care…..

$240-$260

Yes Outdoor 6

Indoor 1

Yes CBS/Frame
Marion Landing $127 month No Outdoor No CBS/Frame
Summerglen $252 month Yes Outdoor Yes CBS
Indigo East $174 month Yes Outdoor (2) No CBS
Ocala Palms $217 month Yes Outdoor

Indoor

Yes CBS
Stone Creek $204 Classic

$321 Garden

$437 Villa

Yes Outdoor

Indoor

Yes CBS
Cherry Wood $238 month No Outdoor No CBS
Candler Hills $289 month Yes Outdoor (2) Yes CBS
On Top of the World $355-375 Yes Outdoor (1)

Indoor (2)

Yes CBS

Sometimes I think buyers want to shop for a 55+ homes here in Ocala by looking for the lowest HOA fees that they can find. Although I think that the wrong approach, I did create this HOA fees chart. Buyers have to look at what you get for your HOA fees and not just the fees themselves.

What do HOA fees cover? Maintaining the common areas such as the club house and pool. Mowing the drainage areas and along any roadways. Any buildings would need to be insured. Trash pick up is almost always included. Basic, and by that I mean very basic, cable TV is often included. Most communities have a management company to over see daily operations. Communities that are gated would need to pay the guard at the gate. Utilities for the clubhouse and entry. I’m sure that you can see that things can add up quickly in these types of communities.

The 55+ retirement communities are not condo’s. You maintain the home like any single family home. Lawn care is not included in HOA fees but every 55+ community has several lawn care companies and prices are cheap do to their volume. Exceptions are On Top of the World which offers total outside maintenance. Summerglen includes lawn mowing in their HOA fee. Oak Run has homes on maintained lots.

The quality of the amenities will vary from one community to another. Newer communities like Stone Creek boast an almost resort style pool, clubhouse and fitness center. While other communities might have more modest amenities do to the communities age or price point.

UPDATE   HOA fees above as of 3/2/2020. HOA fees are approximate and not guaranteed

Updated 1/23/19 * Summerglen fees went up because they added internet and cable tv along with lawn care

Update 3/2/2020 On Top of the World Villa fees have gone down because the fee no longer includes water and sewer they are now additional utility costs

Update 3/4/2021 HOA Chart is updated one time per year. Fees are believed to be accurate but not guaranteed.

47 replies
  1. Kenneth Howard says:

    Wanted to inquire about the HOA fees in Silver Springs Shores. I have 2 small dogs and a Pontoon boat. Are there any restrictions to have them at my future home if I decide to buy there. Thanks.

    Reply
    • Joe Dallorso says:

      Silver Springs Shores is not a 55+ community. I don’t think there is an HOA. Not sure about deed restrictions

      Reply
      • Susan says:

        No HOA on the Silver Spring Shores community and there is no 55+ community there because I have a vacant lot there so you can build a house of your own whatever you like of your means.

        Reply
  2. Joe M says:

    Hello Joe, Thank you for the great job on this community HOA listings. This is a great help to me in deciding which community to look at. When you’re on a fixed income and retired this helps big-time. Now I focus on what areas to look at. But I do have one question for you, Do you highly recommend a community with security gate and Man posted? Thank you Best regards Joe

    Reply
  3. Joe M says:

    Joe is it possible that there are some home’s in on top of the world that have $325.00 / $338. HOA fees?

    Reply
    • Joe Dallorso says:

      Tes detached homes in OTOTW have HOA fees that vary a little by the neighborhood.

      All HOA fees in this blog post are estimates and rounded up or down.

      Reply
  4. Hal says:

    Joe, thank you for your help and info sharing. In those communities that include basic cable (like Ocala Palms and Oak Run) does that include internet access? Do you have any info on upgrading from basic cable services to premium packages?

    Reply
    • Joe Dallorso says:

      Hi basic cable is very basic. It may be OK if you don’t watch TV and only want the news and weather. I don’t know about upgrade costs there are too many options like all cable. In all communities you can have Direct TV or DISH Network. Internet is not part of basic cable. In most communities you can get it from either cable or a landline phone company.

      Reply
    • Joe Dallorso says:

      Yes Summerglen allows dogs but you cannot fence your yard. There is a dog park. You can never fence a yard where the HOA fees includes lawn mowing.

      Reply
      • Dennis says:

        Joe, Thank you very much for all of this information. Are there 55+ communities in or near Ocala that allow a homeowner to mow their own yard, but still pay HOA fees for common areas. I enjoy doing my own yard maintenance. Thank you.

        Reply
        • Joe Dallorso says:

          Hi Dennis All 55+ have HOA fees that cover amenities and common area maintenance. You have to join the HOA and pay those fees. Some communities include lawn care in the HOA fee like OTOW, Summerglen and Trilogy. There are a lot of communities that do not have lawn care included in the HOA fee. Some parts of Oak Run do not have lawn care, you mow your own lawn in Spruce Creek Preserve, Candler Hills, Indigo East, Stone Creek and Ocala Palms. I live in Stone Creek and also like to maintain my own yard

          Reply
  5. Daniel Meshkofski says:

    Is there land rent or is it a land lease situation in Palm cay? Who is responsible for the septic tank when it goes? Many things to think about.

    Reply
    • Joe Dallorso says:

      No there is no land rent at Palm Cay. Lot rent is only in mobile home parks where you do not own the land. Palm Cay has no land lease. Only On Top of the World is a land lease. The septic tank when there is one, roof, yard care and AC are the owners responsibility. 55+ homes are just single family homes in deed restricted communities. One of the restrictions being age.

      Reply
  6. Daniel Meshkofski says:

    Thanks for all your help, looking into rolling greens. I know it’s a land lease but are there HOA fees too and how much each is. Thanks very much.

    Reply
    • Joe Dallorso says:

      I think Rolling Greens is a mobile home park where you do not own the lot and pay lot rent. That is not the same as a land lease. Mobile homes in Florida where you do not own the lot are not considered real estate hence the slang term trailer park.

      Reply
      • Robin Bauman says:

        You didn’t answer his question which I can’t find anywhere either. WHAT IS THE HOA AT ROLLING GREENS? Why is it always so difficult to find when this is extremely important info to know if you can afford??

        Reply
        • Joe Dallorso says:

          I don’t know anything about Rolling Greens. It is a mobile home park. Mobile homes on rented lots are not considered real estate in Florida.

          Reply
  7. Sue says:

    Found your site by accident. Great tool!!! I am not yet retired, but over 55. Interested in buying a home in an active 55+ community, but still need employment. Any ideas what the job market is like down there for secretarial? Thanks

    Reply
  8. Daelene says:

    ⭐⭐⭐⭐⭐ So informative and helpful, saved me so much time and investigating… I will be contacting you when I am ready to purchase… Thank you so much for all your hard work… Definitely 5 stars… 🏡🏡🏡

    Reply
    • Joe Dallorso says:

      All 55+ allow pets. Most rules are sort of vague like no more than 2 household pets. I take that to mean dogs as no one actually comes to your house to see if you have 2 dogs and a cat for example.I suppose if you had 20 cats and someone turns you in that could be a problem

      Reply
  9. Gail Pardo says:

    Hi Joe, I have been looking through this and it is very interesting. I live in Cape Coral since 1978, and I am getting tired of the heat. I have been doing research on the weather in Ocala and it seems
    that the humidity is lower than here. (I hope this is true) you can tell me about that. I hate the humidity here and every year it is worse for me. One thing I would like to ask you is: in the Marco Polo Community it says deed restriction which means no vans or trucks, which is good, but if for
    some reason you did have one (I don’t), would it be allowed if it were kept in your garage and not
    visible at all? Someone asked me about this so I would appreciate any info on it that you can send me. I am very interested for myself in the Marco Polo area, and when we can make a trip up there, I will definitely remember you.
    Thank you for any info you send me.
    Regards,
    Gail Pardo

    Reply
    • Joe Dallorso says:

      I have never been to Cape Coral or that part of Florida. I do go to West Palm Beach to visit relatives and I don’t think Ocala is any less humid. It is humid here from late May until early October. You should have visited during the summer to see for yourself. In my opinion there would not be a huge difference in the heat.

      I looked at the master deed restrictions for Marco Polo 55+. I didn’t read every amendment. I only saw restrictions on parking on the street and no boats or trailers outside the garage.

      Marco Polo is a small community and there are seldom more than 3 or 4 homes for sale at any given time.

      Reply
  10. James Dugan says:

    Hi Joe! Thank you for all your info and help. Retiring this July and looking to move to OTOW Ocala as my wife and I want a maint. Free home- courtyard villa (patio vila, carriage home- too much confusion to absorb 😪) . Liked our internet tours of The Villages But Do Not Want to maintain lawn, shrubs, etc. Earliest move is Aug. 2020 as our daughter finishes school! 55 plus OTOW seems our choice but within range of $200 – $250,000. Thank you Joe!😊🙏🏻 (So much depends on the sale of our coop/townhome here in Hunt. LI

    Reply
  11. Susan Stillwell says:

    Hello Joe,

    Great information. Do you have information on rental rates for camper parking in Spruce creek preserve and Oak Run?

    Thank you,

    Susan

    Reply
    • Joe Dallorso says:

      I have 2018 rates for Oak Run RV, Boat storage lot. Small $33- month Large $45 month, the price sheet I have didn’t define how large large is. I don’t have rates for Spruce Creek Preserve Sorry.

      Reply
  12. Rita Guinta says:

    We are looking in OTOTW. Fees for complete outside maintenance of home, grass care etc. are they available at all communities? Do the higher HOA fees cover anything different as the prices are varied, or is I just a higher type of community? Thank you.
    Rita

    Reply
    • Joe Dallorso says:

      Various communities offer different types of outside maintenance. Several offer lawn care. OTOW has lawn care, they paint your house, fix but not replace the roof and have insurance on the building but not interior. Most just offer lawn care. It is very confusing and I may make a blog post about it all some day. Email be direct if you wan more info.

      Higher fees are sometimes just higher and don’t always reflect what you get for your money.

      Reply
  13. Debbie says:

    Hi Joe!
    I just LOVE your site. I would like to know what communities are golf cart friendly, i went through oak run and did not see any access for a golf cart. My price range is the 150’s with that i would like to own the land my house is on. Thank you Joe for your very valuable information regarding these questions!!!

    Reply
    • Joe Dallorso says:

      Hi
      I’m not sure what you mean by golf cart friendly. If you mean can you drive your golf cart around within the community you can do that inside any gated community including Oak Run. If you want to leave the community to go to a store only On Top of the World or the Candler Hills part of OTOW. I guess you can also cross over from Indigo East and drive down through OTOW to Publix.

      Reply
  14. Kelly Trinkle says:

    WOW! Thank you so much for all your hard work. The information on your website is everything I wanted to know in one place! Yay! We have 3 yrs. til retirement and are searching for areas to live. Your website is a valuable tool. We will contact you if we decide on Ocala. We are also looking at Lakeland/Tampa/ Bradenton area….do you know anybody like you who has done all the due diligence for retirement communities in that area? Thanks again for all you do!! Sincerly, Kelly and Jim

    Reply
    • Joe Dallorso says:

      Hi
      Thanks glad you like my website. I don’t know much at all about other areas or what other Realtors do. I may retire myself in 3 years :):)

      Reply
  15. Jo-Anne Flagg says:

    Thanks so much for all your efforts on the HOAs….. greatly appreciated!
    Two questions: I live in the desert and should I worry about Ocala and sink holes?
    My partner isn’t sure that manufactured homes are safe like during hurricanes… I am thinking Ocala would be safer than on Atlantic side? Thank you!!!

    Reply
    • Joe Dallorso says:

      There are sink holes in our area. They are like getting hit by lightning.
      Mobile homes aren’t very safe in hurricanes. Ocala is about as safe from them as you’ll get in Florida.
      I don’t work on mobile homes. Most are in parks where you don’t own the lot.

      Reply
  16. MICHAEL J MATOT says:

    We are thinking about Florida but, how do you find out if the there is a Land Lease involed with the homes we are looking at?

    Reply

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